Dear MBNA,

I am quizzically looking at your last mailing which states my credit limit of $8800 when I know for a fact that you’ve not-that-recently, and against my wishes, raised it to 5 figures. In fact, I have just about $8k on my bill now and still have room for a tv or two, so I would very much like a clarification of what exactly is the truth. In the meantime, I will promptly rip up your inaccurate marketing mail.

Confusingly,

Kevin