I didn’t burn down the house (at least not yet), but I did get rear-ended on the 404 a couple of days ago.

It was the first accident I’ve been involved in, but accidents are one of those things that I expect will happen at some point, so I’ve accumulated enough knowledge of what to do.

It happened in traffic, as there usually is on 404 south at the end of the day. The car in front of me stopped, so I stopped. But the car behind me didn’t stop and ran into me! There’s a huge dent in my bumper, my rear lights no longer fit the frame, and my trunk no longer closes properly. The other guy had a minivan, but he busted the logo off his grill and was leaking (radiator?) some orange fluid.

After exchanging info, we both got towed to the CRC and had to fill in various forms. I’m always wary of tow truck drivers because they seem to be ass drivers, but in person they were relatively nice. I guess so because they stuck me the insurance company with a $188+tax bill! They also “waited” for me at the CRC until I was done so they could tow me to their body shop – but I declined.

I got in contact with my insurance company and am going through the paperwork to get my claim done and my car fixed. While doing some research, I came across the act that governs who’s at-fault for insurance claims in Ontario, it’s an interesting read and I’m should be 0% at-fault.

Posted by Kevin in Blogs Tags: driving, toronto